Obama Care

  • The Good News About Obamacare:

    Before Obamacare, health care premiums were too expensive for many families to afford. And even if you could afford it, insurance companies would deny coverage to anyone who had a preexisting medical condition, making it near impossible to get coverage if you weren’t 100% healthy. Obamacare, officially known as the “Affordable Care Act,” changed all of that. Now, by law, healthcare has become much more affordable and universally available. You don’t need a high income or perfect health to get insured.

  • The Bad News About Obamacare:

    Obamacare can be very confusing – the law is over 1,000 pages long!

    People have been overloaded with information, some of which has been inaccurate. Some government websites have also been limited in terms of ease of use and plans offered. All this has made it difficult for people to know their options, shop around, and enroll in the plan that is truly the best fit for their income and coverage needs.

    And delaying on getting coverage is not an option. A big part of the law states that if you do NOT have coverage, you will have to pay a fine, which has increased since last year. The fine is either a) 2.5% of your total income or b) fines for each member of your household ($695 /adult, $347.50/child) with no household limit. Who wants to pay hundreds and even thousands in dollars in penalties for not having insurance?

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  • Fortunately, Our Community Coverage is here to help!

    Our Community Coverage is a free website that makes it easy for you to find nearly every single health plan.
    Through our extensive partnerships and leading technology, we are plugged into the databases of all the major insurers and government exchanges/marketplaces. What this means is that you can get multiple health plans, both private and government, all in one place — with just a few clicks of the mouse!

  • We Figure Out Your Eligibility for You

    Your eligibility for coverage and for rate discounts is impacted most by two factors:

    1. Enrollment Period
    2. Income and Household Size.
  • Income and Household Size:

    Your annual income, along with the number of people in your household, greatly impacts your insurance rate because this information is used to determine your eligibility for subsidies. Think of subsidies like a credit or a discount that can be applied directly to your monthly premium. If you qualify, the lower the income of your household, the greater amount the subsidy will be. Our Community Coverage automatically calculates your subsidy eligibility based on the information you provide.

    • A best insurance company I have ever get. I get the best assistance from their support team and very friendly behaviour. Best Team.!!

      Matthew D. Campbell
    • If you are in search of best in class Insurance company than Our Community Coverage would be the best choice for you.

      Fredric Greene
  • Finding health insurance should be simple.